Get a Loan for Personal Needs & Pay Back at Your Own Pace
With BAFF, you can access loans starting from N10,000 effortlessly.
A Trusted Digital Bank for Easy Loans
Licensed as a lender by the FCCPC and the Lagos State Government.
How It Works
Apply for a loan
Fill out the application in minutes.
Get approved in minutes
Quick processing with no long waits
Repay at your pace
Flexible repayment options.
Why BAFF Loans?
No collateral required
No guarantor required
No hidden fees
You can get a new loan once you have paid back your previous loan.
You can use the loan for:
- school fees
- personal needs
- emergency expenses
- Vehicle Repairs
Frequently asked questions
Can I get a loan on Baff App?
Yes, eligible users can apply for quick personal or business loans directly within the Baff App.
How do I apply for a loan?
Simply navigate to the Loan section in the app, fill out the application form, and submit. You'll receive a response within minutes.
What are the loan requirements?
You must have an upgraded Baff account (Tier 3), a valid means of ID, and a consistent transaction history on the app.
How do I repay my loan?
Repayments are automatically debited from your Baff wallet on the due date. You can also repay manually from the Loan section.