woman using BAFF in Lagos


woman using BAFF mobile

We make it easy for everyone to pay each other through our mobile app WITH OR WITHOUT INTERNET ANYWHERE In Nigeria. With BAFF, you no longer have to Worry About Failed Or Reversed Transactions Due To Network Issues. When someone pays you, you can be rest assured that you'll receive the money after the transaction.

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Download the app and start experiencing the power of offline payment for you and your business.

Why We Are Different

Seamless Transactions

When you sell goods to your customers, you want a safe and secure way to receive payments. BAFF solves this problem for you by ensuring you get your money instantly whether the customer has Internet data or not. The payment goes straight to your BAFF Wallet and you can transfer it to any bank account you want anytime

Unmatched Convenience

In a rural area without network or unstable city connection, you'll find that you can pay for goods and services with the assurance that the seller will receive their money and that your bill will be settled

Reliable Connectivity & Airtime

We ensure you get the best experience while using BAFF. There's so much you can do with BAFF. You can buy Airtime to top-up your phone using BAFF

USD Cards

Shop online internationally using our virtual US Dollar cards issued by Visa/Mastercard. With these cards, you can shop at your favorite brands overseas from the comfort of your home.

Other Features

Enjoy Our Exclusive features

Receive & Send Payments Offline

BAFF allows you to send and receive payments from friends customers, clients, or anyone else, making it easy to manage your finances and grow your business even when you don’t have data.

Send Money to Friends & Family

Baff makes it easy to send money to friends and family, whether they're near or far. Our secure and reliable platform ensures that your funds reach their destination quickly and safely.

Create USD Cards

With BAFF you can create a USD Visa/Master Card and use it to make payments online for goods and services.

Purchase Airtime

You can purchase airtime right through the BAFF app


Frequently asked questions

What is offline payment?

Offline payment is a revolutionary approach that allows businesses to process transactions even without a stable internet connection. With BAFF's offline payment solution, businesses can continue operations seamlessly, regardless of connectivity issues.

How does BAFF ensures security of offline payments?

We employ a first-class end-to-end security approach to ensure that our systems are secure right from login to completing your transaction.

Can BAFF’s offline payment solution integrate with our business?

With BAFF's offline payment solution, businesses can continue operations seamlessly, regardless of connectivity issues and you can easily connect any existing bank accounts that you have for funding or withdrawal.

Can I transfer money from bank account to BAFF?

Yes, you can transfer money from your existing bank account to your BAFF wallet by verifying your identity and getting a unique virtual bank account number to transfer funds to. See the video below for more information.

How do I fund my BAFF wallet?

You can fund your BAFF wallet by bank transfer from an external bank account to your BAFF Virtual account number issued when you verify your identity on BAFF. You can also fund your wallet by CASH through a POS agent.

What type of businesses can benefit from BAFF’s offline payment solution?

Any business or person can use BAFF to get paid. Simply provide your customer with your phone number or unique code to enable them pay you

How Do I create a BAFF account?

You can create a BAFF account by downloading the BAFF app from the App Store or Play Store and following the on-screen instructions to sign up. Watch this video to learn more.

How can I get started with BAFF’s offline payment solution?

Download the BAFF app from the App Store or Play Store to get started.


Feel Free to Contact Us

Do you have any questions about finding resources, or chatting with customer service? BAFF support has answers to all your questions. Have an inquiry, or need Customer Service assistance?

Chat with us OR email support@baffapp.com